3319 Viola Way, Bumpass, VA 23024

$499,000
3
BD
3
BA
1,795
SqFt

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List Price
$499,000
Price Change
▼ $26,000 1790917779
Status
ACTIVE
MLS#
VASP2043622
Bedrooms
3
Bathrooms
3
Full Baths
3
Living Area
1,795
Lot Size (Acres)
1
Style
Contemporary
Year Built
1995
County
Spotsylvania
School District
Spotsylvania County Public Schools

Property Description

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

Additional Information

Subdivision
Rockland Creek Estates
HOA Fee
$365
Interior Features
Walk-In Shower, Breakfast Area, Entry Level Bedroom, Kitchen Island, Pantry, Bath in Primary Bedroom, Den/Library/Office, Upgraded Countertops, Walk-In Closet(s), Whirlpool Tub, Wood Floors
School District
Spotsylvania County Public Schools
Elementary School
Berkeley
Middle School
Post Oak
High School
Spotsylvania
Fireplaces
1
Flooring
Hardwood
Garage Spaces
2
Exterior Features
Boat Storage, Hot Tub, Outbuildings, Storage
View
Street, Trees/Woods
Heating
Heat Pump, Central
Cooling
Central Air
Roof
Metal
Utilities
Above Ground Utilities
Water
Well
Sewer
Septic Tank
Basement
Finished

Mortgage Calculator

Amount of Loan
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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact: